Credit reputation, built on what you actually do
Your reputation,
built brick by brick.
A portable credit identity for the 1.7 billion adults the formal bureaus skipped — anchored to your SIM, scored on your repayments, your savings, your group standing. Not your collateral.
01 · Anchor
Five Nokia CAMARA checks pin the score to a real, stable SIM. SIM-swap stops at the door.
02 · Score
Repayments, savings deposits, group attendance, peer endorsements — counted across SACCOs and VSLAs.
03 · Consent
Borrowers own the score. Lenders see it only with explicit USSD or in-app consent, every time.